Financial Planning Resources

Expert guides and insights from BUI to help you make confident financial decisions.

Accelerated Underwriting Life Insurance

Accelerated Underwriting Life Insurance: How It Works and Which Carriers Offer It

Learn how accelerated underwriting life insurance works: algorithmic risk selection, eligibility, disqualifying conditions, and how no exam applicants can

Impaired Risk Life Insurance BGA

Guide

BGA Partnership for Career Agents: Placing Impaired Risk and Complex Cases

Struggling with high-risk cases? Partner with BUI, a premier life insurance BGA. Access dozens of carriers and expert FALU underwriting support. Contact us.

Collateral Assignment Life Insurance

Guide

When a Business Loan Requires Life Insurance: A Collateral Assignment Guide

Learn when a business loan requires collateral assignment life insurance, how the assignment works, and what advisors need to track from lender intake to

Life Insurance Needs Analysis For Financial Advisors

Guide

How to Calculate Life Insurance Needs: The Lifestyle Spend Framework for Advisors

Discover why lifestyle spend, not debt, should drive life insurance needs analysis for financial advisors. Learn BUI's 4-step framework.

Irrevocable Life Insurance Trust

Guide

Leveraging the Irrevocable Life Insurance Trust in Estate Planning

Help HNW clients solve estate tax liquidity challenges. Read our advanced guide on using an Irrevocable Life Insurance Trust (ILIT) for strategic wealth

What Is A BGA

Guide

What is a Life Insurance BGA?

What is a BGA in life insurance? Learn what a Brokerage General Agency does, how it differs from IMO/FMO, and 11 questions to ask before choosing a BGA partner.

Life Insurance Policy Review

Guide

The Advisor's Guide to Life Insurance Policy Reviews and Audits

How to audit permanent life insurance policies: identify lapse risk, adjust premiums, evaluate carrier stability, and uncover hidden inefficiencies. A

Get Started

Schedule a quick chat with the BUI team.